How to register for health insurance, both bpjs and private

Health insurance is one of the priorities that you need to think about. By having health insurance, you have prepared a health investment in the future and are ready for the risks that can arise at any time. If you have just thought about enrolling in a certain health insurance then you need to prepare well. This article will explain the various ways to register for health insurance, both BPJS and private health insurance.

How to register for health insurance

Health insurance is divided into two, namely those provided by the government and compulsory, namely JKN-KIS which is managed by BPJS Kesehatan and also private health insurance. The following is the registration procedure that you need to follow from each of these health insurance.

How to apply for insurance to BPJS Health

Registering to become a member of the BPJS Health participant can be done both online offline as well as online. But beforehand, you need to prepare various general documents such as:

1. A valid identity card (KTP, SIM, or passport).
2. Latest family card.
3. Marriage book for those who are married.
4. Photocopy of birth certificate of dependent child.
5. 2 pieces of 3 × 4 size photo.
6. Attach a limited stay permit card (KITAS) or permanent residence permit card (KITAP) for foreign nationals.

After preparing the required documents, the next step is to register yourself online on line or come directly to the BPJS office according to the place of residence.

Registration on line

Registration by on line usually chosen because the procedure is more flexible without having to queue at the BPJS Kesehatan office. Here are the steps:

1. Prepare the necessary files such as KTP, KK, NPWP card, email address, and active cellphone number.
2. Open the bpjs-kkes.go.id website page via a device (gadget) You.
3. Fill in the form provided correctly and completely. Including uploading documents in accordance with the provisions or file format requested.
4. Choose a monthly fee and adjust it to your financial needs and abilities.
5. Save your details and wait e-mail notification containing registration number.
6. Print sheet virtual account and make payments at the designated bank.
7. After payment is made, you will get e-mail reply in the form of a BPJS Kesehatan e-ID card that can be printed by yourself.
8. You can also print JKN-KIS cards at the nearest branch office. You only need to come to the card print section by providing the form data, virtual account, and proof of payment.

Registration offline

For registration offline or go directly to the BPJS office to make sure to bring all the required documents. After that, you can follow the following steps:

1. Fill out the registration form with complete and correct data. Check the form again to make sure all data entered is correct and correct.
2. Submit the completed form again to the officer to enter the data into the system. After that, you will be given a number virtual account as well as the amount of contributions that must be paid immediately.
3. Make dues payments through a bank that has collaborated with BPJS Kesehatan.
4. Submit proof of payment to the officer to print your JKN-KIS card.
5. Wait for the staff to finish printing your JKN-KIS card. Usually the card will be active after 14 working days after printing.

How to apply for private health insurance

Apart from BPJS Kesehatan, you can choose other health insurance alternatives whose sources of funds come from private companies. Similar to BPJS Kesehatan registration, you can choose to register yourself online on line as well as offline.

Registration on line

Register online on line has the advantage that it is more practical and can be done anywhere. However, you must be independent in choosing and understanding the product, including how to register it. The terms and conditions of registration are not the same in every company. However, in general, the following are the registration steps:

1. Prepare the required files such as KTP, family card, birth certificate of the insured party, NPWP, and others according to the provisions provided by each insurance company.
2. Enter the website address of the insurance company that you have chosen and fill out the form provided on line.
3. Choose a premium fee per month according to your financial needs and abilities.
4. Save the data and wait for the notification of the registration number to reply e-mail.
5. Print sheet virtual account that has been sent throughe-mail.
6. Make a payment at the bank that has been designated by the insurance company concerned by submitting the number virtual account on the teller.
7. After registering, you will usually get confirmation by telephone from the insurance company concerned.

Registration offline

Using how to register for health insurance offline quite benefited because you can consult directly with the insurance provider. That way, everything you are confused about can be explained in detail and assisted in filling it out if you have difficulty. Here are the steps you need to go through:

1. To register as a health insurance participant you need to call in advance and make an appointment with an insurance agent you already know or go to the designated insurance office.
2. Prepare general documents such as KTP, family card, and birth certificate of participants who will be covered.
3. Usually companies will conduct short interviews with prospective customers regarding personal data and other required data.
4. The agent will illustrate and explain in detail the benefits and rights and obligations of you according to the agreed premium.
5. If you understand, you will be asked to fill out and sign the documents and then submit the data to the head office.