Table of contents:
- The cost of treating a stroke in the hospital is not small
- Is the cost of stroke treatment covered by health insurance?
Healthy is expensive, because medical costs can swell and drain your pockets. Stroke is a disease that requires expensive medical costs. Indeed, what kind of treatment should be done and how much will it cost to treat a stroke?
The cost of treating a stroke in the hospital is not small
Stroke is a disease that occurs when the blood supply to the brain is interrupted or completely reduced, so that the brain is deprived of oxygen and nutrients. Within minutes, brain cells begin to die.
Stroke is one of the most feared diseases, because it can cause permanent damage and even cause death. Currently, stroke is the third leading cause of death in the world.
According to dr. Sukono Djojoatmodjo, Sp. S., a neurologist from Premier Jatinegara Hospital, it is not uncommon for stroke patients to end up with lifelong disabilities, and the families of the patients must be prepared to provide cheap costs.
Stroke treatment costs can be different for each hospital. At the National Brain Hospital, for example, the cost of treating a stroke for one treatment starts from two million rupiah. Meanwhile at Pertamina Central Hospital, the cost for one stroke treatment is around 1.5 million rupiah.
Treatment of stroke that patients get usually consists of handling when an attack occurs to post-attack rehabilitation.
Meanwhile, according to dr. Sukono, three months after the stroke occurred, the medical costs that must be spent at least reached hundreds of millions. The reason is, after a stroke occurs, patients still need a series of treatments that are not small in cost.
It is estimated that the cost of treating a stroke can reach around 150 million rupiah, even in cases of a heavier stroke it can reach around 450 million rupiah.
Is the cost of stroke treatment covered by health insurance?
Medical costs covered by health insurance usually vary, depending on the insurance options you take.
In the insurance claim agreement or insurance policy, it will be written what medical costs will be covered. In the case of stroke, health insurance may cover all or part of the cost of treatment.
Therefore, it is important to really understand the insurance package you are taking and peruse the insurance agreement.
These costs usually include drug costs, various medical tests, recovery therapy, hospital fees if hospitalized, and other costs. All of this depends on the amount of premium you pay and the agreement between you and the insurer.
However, usually if you use BPJS insurance, the costs of stroke treatment can be shared, which means that the BPJS does not cover 100 percent of all stroke treatment costs.
